How a Kenyan lady went from being a casual labourer to owning rental apartments

Damaris Waceke’s rental apartments

Millions of Kenyans live on a shoestring budget. The current rate of inflation is not good for anyone. Even the rich complain about fuel, food and other commodities being pricey. There’s no one who is not directly affected by this.

This has resulted in Kenyans having a hand-to-mouth lifestyle. They just work to survive — not even make their lives better.

We recently came across a deep, touching story about how a Kenyan lady overcame this and shaped her destiny.

Mrs. Damarice Waceke who is now a property owner and entrepreneur had something happen to her which she never imagined would happen in her life. She had a resolve to invest and made a decision to go for a simple loan. This proved to be the best decision of her life.

She took a loan from Letshego Kenya Limited and this was the turning point. It was easy and it was straight forward.

Gone are the days when you could sit, wonder and wish as you try to figure where to get a loan for your business. It’s now become easier to fulfill your ambitions. We have now entered the age of getting loans quickly and even on your phone.

“I believe everything is possible in life through hard work and determination”, says Damarice

“We started from humble beginnings – we used to hustle and work as casual labourers at the Magana Flower Farm, living from hand to mouth.”

She visited Letshego’s Kikuyu branch to determine whether she could qualify for a low-income housing loan.

“Letshego built me these houses and made my dream come true.” she continued.


Damaris Waceke’s rental apartments.

Just like Damarice, over 30,000 Kenyans are benefiting from Letshego’s massive financial resource pool.

The company provides loans and has several types of provisions. These include Group Lending Loans, Mkopo Chap Chap (E-Loan), Individual or SME Loans among others.

So if you are in a situation where you need to start a business ASAP, take advantage of Letshego’s 48-hour loan disbursement policy to get started.

About Letshego Kenya Limited

Letshego Kenya Limited (Letshego Kenya) provides financial services to small and micro-entrepreneurs, individuals and salaried employees in the public and private sector. Letshego Kenya is founded on, and continues to strive towards, the principle of finding the most effective way to implement microfinance in an African context.

The company has developed innovative and high quality operational methodologies that actively respond to the financial needs and cultural context of its customer.

The company became part of the Letshego group in February 2013 when the holding company, based in Botswana, with operations in 10 African countries, acquired 100% of Micro Africa Group. Its contribution to the group has been to leverage on the microfinance competencies and existing customer base, expand Letshego’s geographic coverage, and diversify the group’s financial product offering.


They aim to transform the livelihoods of customers who are in viable economic activity while creating a rewarding and stimulating work environment for employees.

Letshego Kenya is the largest credit only microfinance institution in Kenya. Their slogan is “Mikopo Kwa Wote” and they aim to give their customers a relationship they can build on.

No matter where you are on your journey of business, family life or personal development, you don’t have to go it all alone.

Need a business loan? Send an email to or visit any of their branches listed below.

Branch Name Physical Adress Telephone
Head Office Cape Office Park, 2nd Floor, Ring Rd., Kilimani, Nairobi, Kenya (+254) 2038616814
City centre Koinange street consolidated bank house 2nd floor (+254) 0739102945
Kawangware Precious court ground floor (+254) 0739102995
Eldoret Central Arcade building 2nd floor (+254) 0739102975
Limuru PCEA Kirk house 2nd floor room C3 (+254) 0739102991
Molo Abba House Ground floor (+254) 0739102980
Nakuru Jala Plaza 2nd floor room number 5 (+254) 0739102976
Machakos T-ten Mua House ground floor (+254) 0739103006
Donholm East gate shopping mall next to Naivas 2nd floor (+254) 0739102996
Kitengela Betty Business Centre above family bankroom 302 (+254) 0739103004
Thika Mburu Plaza 3rd floor (+254) 0739102997
Mombasa Zuljanah Centre 1st floor (+254) 0739103010
Kikuyu Above barclays Bank (+254) 0739102849
Kasarani Above KCB bank (+254) 0739102897
Rongai Behind Tuskys Supermarket (+254) 0739100280
Kericho ACK building 4th floor (+254) 0739100265
Kisumu Harry’s building opposite blackberry (+254) 0739100128
Bomet Opposite Bolila autospares (+254) 0739100163
Kakamega Nakumatt building next to K.U (+254) 0739102134
Embu Eunice Plaza 2nd floor (+254) 0739102459
Utawala OppositeTumaini Supermarket (+254) 0739100148
Mtwapa Fayaz Building 1st Floor (+254) 0739103010
Kitui Ngonde Acade, 2nd Floor, Next to Naivas Super Mkt (+254) 0739102242
Corporate Cape Office Park, 2nd Floor, Ring Rd., Kilimani, Nairobi, Kenya (+254) 0720522565




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